Author: Mouhssine Ezzidi

Mouhssine Ezzidi is an independent researcher and the founder and principal editor of The Housing Signal. With a background in financial data analysis, Mouhssine focuses on breaking down complex housing market trends into transparent, primary-source calculations. He builds the site's calculators and mortgage analysis from Freddie Mac's Primary Mortgage Market Survey, CFPB guidance, and Federal Reserve data. He holds no mortgage license and sells no financial products. The Housing Signal is an independent publisher, not a mortgage broker or lender, and does not accept payment to rank lenders or steer readers toward specific products.