OHFA Income Limits 2026: Ohio County Lookup
Every Ohio county, effective 1 July 2026
| County | Non-target income 1–2 / 3+ people | Target-area income 1–2 / 3+ people | Price cap (1-family) | Target-area price cap (1-family) |
|---|---|---|---|---|
| Adams County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Allen County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Ashland County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Ashtabula County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Athens County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Auglaize County | $105,900 / $121,785 | $127,080 / $148,260 | $566,355 | $692,211 |
| Belmont County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Brown County | $109,900 / $126,385 | $131,880 / $153,860 | $566,355 | $692,211 |
| Butler County | $109,900 / $126,385 | $131,880 / $153,860 | $566,355 | $692,211 |
| Carroll County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Champaign County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Clark County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Clermont County | $109,900 / $126,385 | $131,880 / $153,860 | $566,355 | $692,211 |
| Clinton County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Columbiana County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Coshocton County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Crawford County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Cuyahoga County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Darke County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Defiance County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Delaware County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Erie County | $105,300 / $121,095 | $126,360 / $147,420 | $566,355 | $692,211 |
| Fairfield County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Fayette County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Franklin County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Fulton County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Gallia County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Geauga County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Greene County | $103,000 / $118,450 | $123,600 / $144,200 | $566,355 | $692,211 |
| Guernsey County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Hamilton County | $109,900 / $126,385 | $131,880 / $153,860 | $566,355 | $692,211 |
| Hancock County | $105,900 / $121,785 | $127,080 / $148,260 | $566,355 | $692,211 |
| Hardin County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Harrison County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Henry County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Highland County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Hocking County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Holmes County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Huron County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Jackson County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Jefferson County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Knox County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Lake County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Lawrence County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Licking County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Logan County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Lorain County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Lucas County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Madison County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Mahoning County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Marion County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Medina County | $105,000 / $120,750 | $126,000 / $147,000 | $566,355 | $692,211 |
| Meigs County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Mercer County | $102,400 / $117,760 | $122,880 / $143,360 | $566,355 | $692,211 |
| Miami County | $103,000 / $118,450 | $123,600 / $144,200 | $566,355 | $692,211 |
| Monroe County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Montgomery County | $103,000 / $118,450 | $123,600 / $144,200 | $566,355 | $692,211 |
| Morgan County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Morrow County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Muskingum County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Noble County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Ottawa County | $105,300 / $121,095 | $126,360 / $147,420 | $566,355 | $692,211 |
| Paulding County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Perry County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Pickaway County | $111,500 / $128,225 | $133,800 / $156,100 | $618,475 | $755,913 |
| Pike County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Portage County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Preble County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Putnam County | $108,800 / $125,120 | $130,560 / $152,320 | $566,355 | $692,211 |
| Richland County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Ross County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Sandusky County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Scioto County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Seneca County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Shelby County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Stark County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Summit County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Trumbull County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Tuscarawas County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Union County | $146,700 / $168,705 | $176,040 / $205,380 | $618,475 | $755,913 |
| Van Wert County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Vinton County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Warren County | $109,900 / $126,385 | $131,880 / $153,860 | $566,355 | $692,211 |
| Washington County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Wayne County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Williams County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Wood County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
| Wyandot County | $98,800 / $113,620 | $118,560 / $138,320 | $566,355 | $692,211 |
How to read these limits
Where a cell shows two figures, the first is the limit for a household of 1–2 people and the second for 3 or more.
The non-target income limit applies to homes outside a target area, for the programs the PDF lists as Government, Conventional, MTC Plus and MTC Basic. Across all 88 counties it runs from $98,800 to $146,700 for 1–2 people and from $113,620 to $168,705 for 3 or more.
The target-area income limit applies to homes inside an OHFA target area, for the same programs. Across all 88 counties it runs from $118,560 to $176,040 for 1–2 people and from $138,320 to $205,380 for 3 or more.
The non-target purchase price limit applies to 1-family homes outside a target area. Across all 88 counties it runs from $566,355 to $618,475.
The target-area purchase price limit applies to 1-family homes inside a target area. Across all 88 counties it runs from $692,211 to $755,913.
Target areas are set by census tract, not by county, so two homes in the same county can fall under different columns. OHFA's map at ohiohome.org/geodata shows which tracts qualify; confirm with the lender.
Purchase price limits shown are for 1-family homes. The same OHFA PDF lists separate limits for 2-, 3- and 4-family homes.
OHFA publishes a separate income table for FTHB Edge, Next Home and Grants for Grads. It is not shown here.
OHFA's 80% AMI figures are left out on purpose. They are not income limits: they decide mortgage insurance coverage on conventional loans.
You can't apply to OHFA directly. Loans go through OHFA's participating lenders, and the lender decides whether your income qualifies.
Source
OHFA Income and Purchase Price Limits (PDF), effective 1 July 2026. Every figure was parsed from the archived PDF, and a sample of counties was checked against it by hand on 18 October 2026.
This tool reports published program limits. It is not an eligibility determination and not personalized financial advice.